Foreclosure | FloridaLawHelp.org

Learn when and where to get help to prevent foreclosure!

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foreclosure in florida

Read this checklist if you think you might be facing a foreclosure. 

 

Watch the video for some alternatives to foreclosure. 

Read more about foreclosure with this top 5 list.   

Watch this video about Foreclosure Scams from the FTC

Learn about the Foreclosure Process

Foreclosure Scams

This brochure warns about scams trying to take your money and provides contact information to find free help.  (Spanish)

Avoiding Foreclosure: Florida

Some information from HUD that explains the foreclosure laws in Florida, describes how to respond to a foreclosure summons and complaint and provides tips to avoid scams.

Filing Your Answer to a Foreclosure

A brief FAQ about how and and when to respond if you have been served with a foreclosure.

Asking for More Time to Answer to a Foreclosure

If you have been served with a foreclosure but need more time to file a response or answer, you can file a motion asking for additional time. Read these instructions and example to find out how. 

Alternatives to Foreclosure

Preventing Foreclosure: Workout Options

Learn about alternatives to foreclosure that your mortgage lender may offer.

Considering a Reverse Mortgage?

Frequently asked questions about reverse mortgages to help find out if its right for you.  (Spanish) (Haitian Creole)

Making Homes Affordable

Choose your current situation, such as unemployment or looking to refinance, to see available programs for assistance. 

 

For more information about Foreclosure in Florida, go to the Foreclosure and Predatory Lending area of FloridaLawHelp. 

Foreclosure Clinics and Legal Help

HUD's list of housing counselors available to help in Florida. 

Legal Aid Society of the Orange County Bar Foreclosure Clinic call for an appointment, no walk-ins. (407) 841-8310. 

Legal Aid Society of Palm Beach walk-in or call for more information (561) 655-8944 ext 325.

Fox13 Tampa Bay and the Hillsborough County Bar Association Clinic first Thursday of the month 7:00-9:30pm. For more information call (813) 875-8255.  

Dade Legal Aid Foreclosure attorneys screen foreclosure cases of undocumented applicants cases every Tuesday and Thursday 8:30-11:00am at 123 NW 1st Ave. Miami, FL 32128. For more information email mlobo@dadelegalaid.org

Jacksonville Area Legal Aid hosts foreclosure clinics every second Wednesday of the month at 5:00.  For more information you can call (904) 356-8371.

Dade Legal Aid Foreclosure attorneys screen foreclosure cases of undocumented applicants cases every Tuesday and Thursday 8:30-11:00am at 123 NW 1st Ave. Miami, FL 32128. For more information email mlobo@dadelegalaid.org

Miami Law Library Foreclosure Clinic every Mon, Tues, Wed, Fri from 8:30-10:30. 

Community Legal Services of Mid-Florida, Inc. call for current clinic information 866-469-7444.

Search for legal aid and other organizations near your home and see if they can help with foreclosure issues

The Florida Bar Referral Service - you can meet with an attorney for a short discounted meeting. 

Local Bar Referral Service - if the Florida Bar referral service does not have attorneys in your area, contact the local bar to see if you can meet with an attorney for a short discounted meeting. 

Foreclosure Hotlines

Housing Court Answers Hotline: (866) 607-2187.  Call weekdays from 8 a.m. to 4 p.m. For those who fear they may soon be unable to make their mortgage payments or have already missed payments.

Dade County Legal Line: Residents of South Florida can call (305) 371-2220 or 1-866-596-0399 for free legal advice.  Call the first Wednesday of each month from 6:30-9:00pm.  

Making Home Affordable Housing Counselors call 888-995-HOPE or find more information on the website.

Elderly Mortgage Assistance Program (ELMORE) call the application and information line (800) 601-3534.

Florida Hardest Hit call the information line (877) 863-5244.  


The Florida Foreclosure mini portal is brought to you by FloridaLawHelp, Florida Justice Technology Center and Jacksonville Area Legal Aid.