Debt & Consumer Issues

Debt and unfair consumer practices can make life harder for low-income families. Understanding the laws regarding debt, loans, and scams can help consumer prepare for and respond to financial issues which leads to greater financial security.

Bankruptcy Overview

Under the federal bankruptcy code, two main types of bankruptcy proceedings are available to individual consumers and homeowners.

Bankruptcy Overview
Avoid Predatory Lending

Predatory lending occurs when a company extends credit to a person without thinking about whether the person will be able to repay the loan. 

Avoid Predatory Lending